Fractional CFO Advisory
Executive-level financial strategy. Without the full-time hire.
Most small businesses don't need a $150,000-a-year CFO. They need someone who can look at the numbers, spot the patterns, and tell them what to do next.
The problem
Clean books tell you what happened. A CFO tells you what to do next.
Bookkeeping is backward-looking by nature — it records what already happened. Growing businesses need someone actively thinking about cash position, runway, margin, and where money should move next.
Fractional CFO Advisory layers strategic oversight on top of your existing books — without the overhead of a full-time hire.
You're making revenue but can't figure out where the money goes
Cash is tighter at month-end than your P&L suggests it should be
You're making major decisions without financial modeling
Your CPA handles taxes but nobody is watching the business in real time
You want to know your actual runway — not guess at it
You're preparing for a loan, line of credit, or investor conversation
What's included
What Fractional CFO Advisory covers
Cash flow forecasting
A forward-looking view of your cash position — weekly, monthly, or quarterly — so you can see what's coming before it hits.
Budget planning & variance review
Build a real budget, track actual vs. plan, and understand why the gaps exist — so you can close them.
Profitability analysis
Drill into which services, clients, or job types are actually making money — and which ones are quietly draining margin.
Decision support
Should you hire? Can you afford that equipment? We model the numbers before you commit.
Overhead & expense strategy
Active review of your cost structure to find leaks, renegotiation opportunities, and spending that doesn't serve growth.
Monthly advisory call
A dedicated strategy session each month to review financial position and set priorities for the next 30 days.
Who it's for
Best for businesses that are growing — and feeling it
Fractional CFO Advisory works best as an add-on to the Managed (Full Scale) plan, where clean books are already the foundation. It's designed for owners past the survival stage who are making real decisions about where to invest, how to grow, and how to protect margin.
Not on the Managed plan yet?
Start with a free diagnostic and we'll figure out the right entry point. Some clients begin with Growth and add CFO advisory as they scale.
Pricing
Fractional CFO Advisory
Starting at $1,500/month
Custom-scoped based on the complexity of your business and depth of analysis needed.
- Monthly advisory call included
- Cash flow forecasting & budget modeling
- Profitability & overhead analysis
- Decision support on major investments
- Works best paired with Managed (Full Scale) plan
Ready for a financial partner, not just a bookkeeper?
Book a free strategy call and we'll map out whether Fractional CFO Advisory is the right next step for your business.